LIBERTY BCORP INC is the parent banking group. LIBERTY STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

LIBERTY BCORP INC

Legal name: LIBERTY BANCORPORATION, INC.

1 active bank · $164M combined assets

RSSD ID: 1126569 (FFIEC NIC)

Combined Assets

$164M

CRA Rating Summary

Satisfactory1charter

Across all 8 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankLIBERTY STATE BANKPOWERS LAKE, NDSatisfactory$164MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$164M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$148M

Net Income

$751K

ROA (avg)

1.87%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

5,557

Origination Rate

75.2%

Denial Rate

9.05%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
LIBERTY STATE BANK	POWERS LAKE, ND	FDIC	$164M	100.0%	Satisfactory	Feb 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.