MID AMERICA BANKS INC is the bank holding company. EXCHANGE STATE BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

MID AMERICA BANKS INC

Legal name: MID AMERICA BANKS, INC.

1 active bank · $146M combined assets

RSSD ID: 1247905 (FFIEC NIC)

Combined Assets

$146M

CRA Rating Summary

Satisfactory1charter

Across all 9 exams on record for this holding company's charters, 89% resulted in Outstanding or Satisfactory.

Primary bankEXCHANGE STATE BANKAMES, IASatisfactory$146MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$146M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$118M

Net Income

$739K

ROA (avg)

2.02%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

Origination Rate

100%

Denial Rate

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
EXCHANGE STATE BANK	AMES, IA	FDIC	$146M	100.0%	Satisfactory	Jul 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.