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CINCINNATUS CMTY BCORP MHC is the parent banking group. THE CINCINNATUS SAVINGS & LOAN CO. is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.
SLHC

CINCINNATUS CMTY BCORP MHC

Legal name: CINCINNATUS COMMUNITY BANCORP, MHC

1 active bank · $191M combined assets

RSSD ID: 4301394 (FFIEC NIC)

Combined Assets

$191M

CRA Rating Summary

Satisfactory1charter

Across all 2 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTHE CINCINNATUS SAVINGS & LOAN CO.CINCINNATI, OHSatisfactory$191MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$191M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$162M

Net Income

$436K

ROA (avg)

0.93%

asset-weighted avg

Mortgage Lending (HMDA)

Aggregated HMDA data across all active charters for 2024.

Applications

52

Origination Rate

78.85%

Denial Rate

3.85%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsCurrent RatingExam Date
THE CINCINNATUS SAVINGS & LOAN CO.CINCINNATI, OHFDIC$191MSatisfactoryNov 2022

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.