PEOPLES BCORP INC is the parent banking group. STATE BANK & TRUST is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

PEOPLES BCORP INC

Legal name: PEOPLES BANCORPORATION, INC.

1 active bank · $407M combined assets

RSSD ID: 1085602 (FFIEC NIC)

Combined Assets

$407M

CRA Rating Summary

Satisfactory1charter

Across all 10 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankSTATE BANK & TRUSTWINFIELD, ALSatisfactory$407MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$407M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$363M

Net Income

$883K

ROA (avg)

0.88%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2019Lender rankings →

Aggregated HMDA data across all active charters for 2019.

Applications

Origination Rate

87.5%

Denial Rate

8.33%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
STATE BANK & TRUST	WINFIELD, AL	FDIC	$407M	100.0%	Satisfactory	Jan 2026

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.