CENTRAL KANSAS BANCSHARES INC is the parent banking group. THE CITIZENS STATE BANK AND TRUST COMPANY is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.
Bank Holding Company
CENTRAL KANSAS BANCSHARES INC
Legal name: CENTRAL KANSAS BANCSHARES, INC.
1 active bank · 1 merged/absorbed · $88M combined assets
RSSD ID: 5050578 (FFIEC NIC)
Combined Assets
$88M
CRA Rating Summary
Satisfactory1charter
Across all 16 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.
Primary bankTHE CITIZENS STATE BANK AND TRUST COMPANYCOUNCIL GROVE, KSSatisfactory$88MView profile →
At a Glance
Dominant CRA Rating
Satisfactory
1 of 1 bank · Meets expectations for community lending
Combined Assets
$88M
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$78M
Net Income
$406K
ROA (avg)
1.87%
asset-weighted avg
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Ownership | Current Rating | Exam Date |
|---|---|---|---|---|---|---|
| THE CITIZENS STATE BANK AND TRUST COMPANY | COUNCIL GROVE, KS | FDIC | $88M | 100.0% | Satisfactory | Jan 2024 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.