Wells Fargo & Company
18 active banks · 20 merged/absorbed · $1.85T combined assets
Combined Assets
$1.85T
CRA Rating Summary
Across all 125 exams on record for this holding company's charters, 98% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
8 of 18 banks · Exceeds expectations for community lending
Combined Assets
$1.85T
18 active banks
Consumer Complaints (12 mo)
829
3,153 all time · filed with CFPB
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.52T
Net Income
$6.0B
ROA (avg)
1.3%
asset-weighted avg
Mortgage Lending (HMDA)
Aggregated HMDA data across all active charters for 2024.
Applications
79,930
Origination Rate
46.59%
Denial Rate
21.77%
Aggregated across all active bank charters in this group.
Last 12 Months
829
All Time
3,153
Top Category
Checking or savings account
Active Bank Charters18
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| WELLS FARGO BANK, NATIONAL ASSOCIATION | SIOUX FALLS, SD | OCC | $1.85T | Outstanding | Feb 2023 |
| WACHOVIA BANK OF DELAWARE, N.A. | WILMINGTON, NC | OCC | — | Outstanding | Jun 2006 |
| WACHOVIA BANK, N.A. | WINSTON-SALEM, NC | OCC | — | Outstanding | Dec 2000 |
| WELLS FARGO BANK ILLINOIS, N.A. | GALESBURG, IL | OCC | — | Satisfactory | Jun 2000 |
| WELLS FARGO BANK INDIANA, N.A. | FORT WAYNE, IN | OCC | — | Outstanding | Jun 2000 |
| WELLS FARGO BANK IOWA, N.A. | DES MOINES, IA | OCC | — | Satisfactory | Jun 2000 |
| WELLS FARGO BANK MINNESOTA, N.A. | MINNEAPOLIS, MN | OCC | — | Outstanding | Feb 2000 |
| WELLS FARGO BANK MONTANA, N.A. | BILLINGS, MT | OCC | — | Satisfactory | Mar 2000 |
| WELLS FARGO BANK NEBRASKA, N.A. | OMAHA, NE | OCC | — | Satisfactory | Jun 2000 |
| WELLS FARGO BANK NEW MEXICO, N.A. | ALBUQUERQUE, NM | OCC | — | Satisfactory | Mar 2000 |
| WELLS FARGO BANK NORTH DAKOTA, N.A. | FARGO, ND | OCC | — | Satisfactory | Mar 2000 |
| WELLS FARGO BANK NORTHWEST, N.A. | OGDEN, UT | OCC | — | Satisfactory | Dec 2013 |
| WELLS FARGO BANK OHIO, N.A. | VAN WERT, OH | OCC | — | Outstanding | May 2001 |
| WELLS FARGO BANK WISCONSIN, N.A. | MILWAUKEE, WI | OCC | — | Satisfactory | Jun 2000 |
| WELLS FARGO BANK WYOMING, N.A. | CASPER, WY | OCC | — | Satisfactory | Mar 2000 |
| WELLS FARGO BANK, SOUTH DAKOTA, N.A. | SIOUX FALLS, SD | OCC | — | Outstanding | Mar 2000 |
| WELLS FARGO FINANCIAL NATIONAL BANK | LAS VEGAS, IA | OCC | — | Satisfactory | Feb 2019 |
| WELLS FARGO HSBC TRADE BANK, N.A. | SAN FRANCISCO, CA | OCC | — | Outstanding | Jun 2006 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.