🏦Bank Scorer
C S B CO is the parent banking group. HOMESTEAD BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.
Bank Holding Company

C S B CO

Legal name: C.S.B. CO.

1 active bank · $530M combined assets

RSSD ID: 1055696 (FFIEC NIC)

Combined Assets

$530M

CRA Rating Summary

Satisfactory1charter

Across all 11 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankHOMESTEAD BANKCOZAD, NESatisfactory$530MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$530M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$408M

Net Income

$2M

ROA (avg)

1.7%

asset-weighted avg

Active Bank Charters1

Each charter is examined independently for CRA compliance.

CharterLocationRegulatorAssetsOwnershipCurrent RatingExam Date
HOMESTEAD BANKCOZAD, NEFDIC$530M100.0%SatisfactoryJun 2024

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.