FIRST BCORP is the bank holding company. FIRST BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.

Bank Holding Company

FIRST BCORP

Legal name: FIRST BANCORP

1 active bank · 3 merged/absorbed · $12.9B combined assets

RSSD ID: 1076431 (FFIEC NIC)

Combined Assets

$12.9B

CRA Rating Summary

Satisfactory1charter

Across all 17 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankFIRST BANKSOUTHERN PINES, NCSatisfactory$12.9BView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$12.9B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$11.0B

Net Income

$48M

ROA (avg)

1.51%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

10,690

Origination Rate

70.57%

Denial Rate

16.5%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
FIRST BANK	SOUTHERN PINES, NC	FDIC	$12.9B	100.0%	Satisfactory	Mar 2014

CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.