This institution is no longer active

Operations ceased on October 13, 2006. CRA examination history below reflects the period it was active.

WYOMING BANK & TRUST CO.

WYOMING, IL · Supervised by FDIC

Est. 1935FDIC #15,096RSSD: FDIC-15096

Part ofBACKLUND INVESTMENT CO→ View all charters

Satisfactory Same

Current rating · Exam: June 2003

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.43%

Is this bank safe?

WYOMING BANK & TRUST CO. holds a Satisfactory CRA rating (2003), and meets basic financial requirements (ROA +0.43%).

Institution Profile

FDIC BankFind

Address

200 West Williams Street, WYOMING, IL

County

Stark County

Established

April 20, 1935

Total Assets

$15M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 4, 2003

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 23 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2006Call Report / FDIC

Total Assets

$15M

Total Deposits

$13M

Net Loans

$6M

Net Income

$50K

ROA

0.43%

Below avg for Small banks. Peer avg: 0.44%

ROE

4.90%

Risk-Based Capital

24.60%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.43%Peer avg: 0.44%▼ Below avg

Risk-Based Capital24.60%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jun 2003	Satisfactory	Small Bank
Aug 1998	Satisfactory	Small Bank
Dec 1994	Satisfactory	Not Reported

1 previous rating locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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