🏦Bank Scorer

WORTHINGTON FEDERAL SAVINGS BANK, FSB

WORTHINGTON, MN · Supervised by OTS

Est. 1935FDIC #29,426
Satisfactory Same

Current rating · Exam: April 2007

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.61%

Institution Profile

FDIC BankFind

Address

418 11th St, WORTHINGTON, MN

County

Nobles County

Established

May 3, 1935

Total Assets

$136M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 18, 2007

Exam Type

Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 19 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$136M

Total Deposits

$113M

Net Loans

$89M

Net Income

$205K

ROA

0.61%

Above avg for Small banks. Peer avg: 0.44%

ROE

4.19%

Risk-Based Capital

31.12%

Above avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.61%Peer avg: 0.44%▲ Above avg
Risk-Based Capital31.12%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$87M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam DateRatingExam Type
Apr 2007SatisfactorySmall Bank
Feb 2003SatisfactorySmall Bank
Oct 1998SatisfactorySmall Bank

3 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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