This institution is no longer active

Operations ceased on November 1, 2009. CRA examination history below reflects the period it was active.

WORLD SAVINGS BANK, SSB

HOUSTON, TX · Supervised by FDIC

Est. 1995FDIC #33,966RSSD: FDIC-33966

Part ofNORWEST CORP→ View all charters

Satisfactory Same

Current rating · Exam: February 2000

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.78%

Institution Profile

FDIC BankFind

Address

2005 Taylor Street, HOUSTON, TX

County

Harris County

Established

January 17, 1995

Total Assets

$22.8B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 2000

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2009Call Report / FDIC

Total Assets

$22.8B

Total Deposits

$1.7B

Net Loans

$4.9B

Net Income

$156M

ROA

0.78%

Below avg for Regional banks. Peer avg: 0.88%

ROE

10.92%

Risk-Based Capital

29.23%

Below avg for Regional banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

ROA0.78%Peer avg: 0.88%▼ Below avg

Risk-Based Capital29.23%Peer avg: 30.04%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Feb 2000	Satisfactory	Large Bank
Mar 1996	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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