🏦Bank Scorer

This institution is no longer active

Operations ceased on December 8, 2012. CRA examination history below reflects the period it was active.

WHITE HALL BANK

WHITE HALL, IL · Supervised by FDIC

Est. 1904FDIC #3,844RSSD: FDIC-3844
Part ofLIMA BANCSHARES INC→ View all charters
Satisfactory

Current rating · Exam: July 2008

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.49%

Is this bank safe?

WHITE HALL BANK holds a Satisfactory CRA rating (2008), and is financially strong (ROA +1.49%).

Institution Profile

FDIC BankFind

Address

102 South Main Street, WHITE HALL, IL

County

Greene County

Established

January 2, 1904

Total Assets

$53M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 5, 2008

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2012Call Report / FDIC

Total Assets

$53M

Total Deposits

$44M

Net Loans

$29M

Net Income

$597K

ROA

1.49%

Above avg for Small banks. Peer avg: 0.44%

ROE

16.41%

Risk-Based Capital

13.97%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.49%Peer avg: 0.44%▲ Above avg
Risk-Based Capital13.97%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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