🏦Bank Scorer

This institution is no longer active

Operations ceased on April 23, 2010. CRA examination history below reflects the period it was active.

WHEATLAND BANK

NAPERVILLE, IL · Supervised by FDIC

Est. 2007FDIC #58,429RSSD: FDIC-58429
Satisfactory

Current rating · Exam: August 2009

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.69%

Is this bank safe?

WHEATLAND BANK holds a Satisfactory CRA rating (2009), and shows financial metrics that merit closer review (ROA -2.69%).

Institution Profile

FDIC BankFind

Address

2244 95th Street, NAPERVILLE, IL

County

Will County

Established

February 5, 2007

Total Assets

$442M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 3, 2009

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2010Call Report / FDIC

Total Assets

$442M

Total Deposits

$449M

Net Loans

$345M

Net Income

$-2,953K

ROA

-2.69%

Below avg for Small banks. Peer avg: 0.44%

Risk-Based Capital

-2.99%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-2.69%Peer avg: 0.44%▼ Below avg
Risk-Based Capital-2.99%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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