🏦Bank Scorer

WESTERN BANK

ARTESIA, NM · Supervised by FDIC

Est. 1948FDIC #16,720RSSD: FDIC-16720
Part ofWESTERN BANCSHARES OF NM,INC→ View all charters
Satisfactory Same

Current rating · Exam: December 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.96%

Institution Profile

FDIC BankFind

Address

320 W Texas Ave, ARTESIA, NM

County

Eddy County

Established

August 2, 1948

Total Assets

$319M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 2025

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$319M

Total Deposits

$283M

Net Loans

$171M

Net Income

$2M

ROA

2.96%

ROE

29.51%

Risk-Based Capital

16.51%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$290M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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