This institution is no longer active
Operations ceased on September 1, 2015. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.88%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$526M
Total Deposits
$422M
Net Loans
$252M
Net Income
$2M
ROA
0.88%
Above avg for Small banks. Peer avg: 0.44%
ROE
7.72%
Risk-Based Capital
17.65%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2010 | Outstanding | Intermediate Small Bank |
| Jul 2007 | Outstanding | Intermediate Small Bank |
| Jul 2004 | Outstanding | Large Bank |
4 previous ratings locked — back to 1990
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Rating Over Time
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