This institution is no longer active

Operations ceased on May 16, 1997. CRA examination history below reflects the period it was active.

WEST SUBURBAN BANK OF DOWNERS GROVE/LOMBARD

DOWNERS GROVE, IL · Supervised by FDIC

Est. 1972FDIC #20,841RSSD: FDIC-20841

Part ofWEST SUBURBAN BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: January 1996

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.93%

Is this bank safe?

WEST SUBURBAN BANK OF DOWNERS GROVE/LOMBARD holds a Satisfactory CRA rating (1996), and is financially strong (ROA +1.93%).

Institution Profile

FDIC BankFind

Address

2800 South Finley Road, DOWNERS GROVE, IL

County

Dupage County

Established

October 27, 1972

Total Assets

$148M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$148M

Total Deposits

$131M

Net Loans

$82M

Net Income

$715K

ROA

1.93%

Above avg for Small banks. Peer avg: 0.44%

ROE

17.98%

Risk-Based Capital

17.42%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.93%Peer avg: 0.44%▲ Above avg

Risk-Based Capital17.42%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jan 1996	Satisfactory	Not Reported
May 1994	Satisfactory	Not Reported
Apr 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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