This institution is no longer active

Operations ceased on May 16, 1997. CRA examination history below reflects the period it was active.

WEST SUBURBAN BANK OF DARIEN

DARIEN, IL · Supervised by FDIC

Est. 1973FDIC #21,119RSSD: FDIC-21119

Part ofWEST SUBURBAN BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: January 1996

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 2.88%

Is this bank safe?

WEST SUBURBAN BANK OF DARIEN holds a Satisfactory CRA rating (1996), and is financially strong (ROA +2.88%).

Institution Profile

FDIC BankFind

Address

8001 Cass Avenue, DARIEN, IL

County

Dupage County

Established

June 18, 1973

Total Assets

$247M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$247M

Total Deposits

$223M

Net Loans

$133M

Net Income

$2M

ROA

2.88%

Above avg for Small banks. Peer avg: 0.44%

ROE

32.64%

Risk-Based Capital

14.22%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.88%Peer avg: 0.44%▲ Above avg

Risk-Based Capital14.22%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jan 1996	Satisfactory	Not Reported
Jul 1993	Satisfactory	Not Reported
Jul 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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