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This institution is no longer active

Operations ceased on May 16, 1997. CRA examination history below reflects the period it was active.

WEST SUBURBAN BANK OF CAROL STREAM/STRATFORD SQUARE

BLOOMINGDALE, IL · Supervised by FDIC

Est. 1975FDIC #22,150RSSD: FDIC-22150
Part ofWEST SUBURBAN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: February 1996

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.67%

Is this bank safe?

WEST SUBURBAN BANK OF CAROL STREAM/STRATFORD SQUARE holds a Satisfactory CRA rating (1996), and is financially strong (ROA +1.67%).

Institution Profile

FDIC BankFind

Address

355 West Army Trail Road, BLOOMINGDALE, IL

County

Dupage County

Established

October 24, 1975

Total Assets

$214M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1996

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$214M

Total Deposits

$195M

Net Loans

$123M

Net Income

$896K

ROA

1.67%

Above avg for Small banks. Peer avg: 0.44%

ROE

21.69%

Risk-Based Capital

11.77%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.67%Peer avg: 0.44%▲ Above avg
Risk-Based Capital11.77%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Feb 1996SatisfactoryNot Reported
Feb 1993SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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