This institution is no longer active

Operations ceased on December 7, 2013. CRA examination history below reflects the period it was active.

WEST SIDE BANK AND TRUST

FORT WORTH, TX · Supervised by FDIC

Est. 1963FDIC #18,915RSSD: FDIC-18915

Part ofFIRST GRAHAM BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: April 2011

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.64%

Institution Profile

FDIC BankFind

Address

1501 Summit Avenue, FORT WORTH, TX

County

Tarrant County

Established

October 18, 1963

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2011

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2013Call Report / FDIC

Total Assets

$63M

Total Deposits

$53M

Net Loans

$45M

Net Income

$298K

ROA

0.64%

Above avg for Small banks. Peer avg: 0.44%

ROE

4.05%

Risk-Based Capital

16.52%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.64%Peer avg: 0.44%▲ Above avg

Risk-Based Capital16.52%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Apr 2011	Satisfactory	Small Bank
Dec 2005	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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