This institution is no longer active

Operations ceased on November 20, 1995. CRA examination history below reflects the period it was active.

WEBSTER COUNTY BANK

MARSHFIELD, MO · Supervised by FDIC

Est. 1981FDIC #23,423RSSD: FDIC-23423

Part ofCENTRAL BANCOMPANY INC→ View all charters

Satisfactory Same

Current rating · Exam: February 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.10%

Institution Profile

FDIC BankFind

Address

1019 Spur Drive, MARSHFIELD, MO

County

Webster County

Established

June 1, 1981

Total Assets

$46M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$46M

Total Deposits

$38M

Net Loans

$31M

Net Income

$33K

ROA

0.10%

Below avg for Small banks. Peer avg: 0.44%

ROE

1.13%

Risk-Based Capital

12.64%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.10%Peer avg: 0.44%▼ Below avg

Risk-Based Capital12.64%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 1994	Satisfactory	Not Reported
Sep 1991	Satisfactory	Not Reported
Nov 1990	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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