🏦Bank Scorer

WARREN BANK AND TRUST COMPANY

WARREN, AR · Supervised by FDIC

Est. 1901FDIC #81RSSD: FDIC-81
Satisfactory Same

Current rating · Exam: July 1998

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.83%

Is this bank safe?

WARREN BANK AND TRUST COMPANY holds a Satisfactory CRA rating (1998), meets basic financial requirements (ROA +0.83%).

Institution Profile

FDIC BankFind

Address

201 S Main St, WARREN, AR

County

Bradley County

Established

December 31, 1901

Total Assets

$144M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$144M

Total Deposits

$119M

Net Loans

$88M

Net Income

$296K

ROA

0.83%

Above avg for Small banks. Peer avg: 0.44%

ROE

5.43%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.83%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$113M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jul 1998SatisfactorySmall Bank
Feb 1996SatisfactoryNot Reported
Feb 1994SatisfactoryNot Reported

1 previous rating locked — back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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