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This institution is no longer active

Operations ceased on December 1, 1992. CRA examination history below reflects the period it was active.

WALDORF STATE BANK

WALDORF, MN · Supervised by FDIC

Est. 1947FDIC #16,525RSSD: FDIC-16525
Part ofWALDORF BANCSHARES→ View all charters
Satisfactory

Current rating · Exam: June 1990

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.68%

Institution Profile

FDIC BankFind

Address

Main Street, WALDORF, MN

County

Waseca County

Established

January 2, 1947

Total Assets

$10M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 23, 1990

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1992Call Report / FDIC

Total Assets

$10M

Total Deposits

$8M

Net Loans

$6M

Net Income

$125K

ROA

1.68%

Above avg for Small banks. Peer avg: 0.44%

ROE

13.15%

Risk-Based Capital

20.21%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.68%Peer avg: 0.44%▲ Above avg
Risk-Based Capital20.21%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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