This institution is no longer active

Operations ceased on January 29, 1993. CRA examination history below reflects the period it was active.

VISTA BANK, FSB

CANOGA PARK, CA · Supervised by OTS

Est. 1986FDIC #32,484

Needs to Improve

Current rating · Exam: October 1992

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Institution Profile

FDIC BankFind

Address

22222 Sherman Way, CANOGA PARK, CA

County

Los Angeles County

Established

July 16, 1986

Total Assets

$105M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

October 13, 1992

Exam Type

Assessment Factor

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2023	66	87.88%	6.06%
2022	109	90.83%	6.42%
2021	110	95.45%	3.64%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

This is the only examination on record for this bank.

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