This institution is no longer active

Operations ceased on February 16, 2012. CRA examination history below reflects the period it was active.

VISION BANK

PANAMA CITY, FL · Supervised by FDIC

Est. 1926FDIC #5,668RSSD: FDIC-5668

Part ofPARK NATIONAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: July 2010

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -3.07%

Institution Profile

FDIC BankFind

Address

2200 Stanford Road, PANAMA CITY, FL

County

Bay County

Established

September 16, 1926

Total Assets

$653M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 2010

Exam Type

Large Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2011Call Report / FDIC

Total Assets

$653M

Total Deposits

$532M

Net Loans

$469M

Net Income

$-22,526K

ROA

-3.07%

Below avg for Small banks. Peer avg: 0.44%

ROE

-19.65%

Risk-Based Capital

24.72%

Above avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-3.07%Peer avg: 0.44%▼ Below avg

Risk-Based Capital24.72%Peer avg: 23.03%▲ Above avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jul 2010	Satisfactory	Large Bank
Mar 2005	Satisfactory	Small Bank
Jan 2000	Satisfactory	Small Bank

3 previous ratings locked — back to 1992

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/36623ed5-03e1-4266-b28e-13706ead9597"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: