This institution is no longer active

Operations ceased on June 20, 2014. CRA examination history below reflects the period it was active.

VALLEY BANK

FORT LAUDERDALE, FL · Supervised by FDIC

Est. 1974FDIC #21,793RSSD: FDIC-21793

Part ofRIVER VALLEY BCORP INC→ View all charters

Satisfactory Up

Current rating · Exam: January 2013

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.94%

Institution Profile

FDIC BankFind

Address

300 West Broward Boulevard, FORT LAUDERDALE, FL

County

Broward County

Established

October 15, 1974

Total Assets

$82M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2013

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 13 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2014Call Report / FDIC

Total Assets

$82M

Total Deposits

$67M

Net Loans

$47M

Net Income

$-1,034K

ROA

-4.94%

Below avg for Small banks. Peer avg: 0.44%

ROE

-455.01%

Risk-Based Capital

1.75%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-4.94%Peer avg: 0.44%▼ Below avg

Risk-Based Capital1.75%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jan 2013	Satisfactory	Small Bank
Sep 2010	Needs to Improve	Small Bank
Oct 2002	Satisfactory	Small Bank

4 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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