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This institution is no longer active

Operations ceased on January 1, 2018. CRA examination history below reflects the period it was active.

USAMERIBANK

CLEARWATER, FL · Supervised by FDIC

Est. 2007FDIC #58,427RSSD: FDIC-58427
Part ofUSAMERIBANCORP INC→ View all charters
Satisfactory

Current rating · Exam: June 2009

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.00%

Institution Profile

FDIC BankFind

Address

4790 140th Avenue N, CLEARWATER, FL

County

Pinellas County

Established

February 12, 2007

Total Assets

$4.7B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2009

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2017Call Report / FDIC

Total Assets

$4.7B

Total Deposits

$3.6B

Net Loans

$3.8B

Net Income

$44M

ROA

1.00%

Above avg for Community banks. Peer avg: 0.90%

ROE

10.83%

Risk-Based Capital

10.87%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.00%Peer avg: 0.90%▲ Above avg
Risk-Based Capital10.87%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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