This institution is no longer active

Operations ceased on January 28, 2019. CRA examination history below reflects the period it was active.

URBAN PARTNERSHIP BANK

CHICAGO, IL · Supervised by FDIC

Est. 2010FDIC #59,051RSSD: FDIC-59051

Outstanding Same

Current rating · Exam: September 2018

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.40%

Institution Profile

FDIC BankFind

Address

7936 South Cottage Grove Avenue, CHICAGO, IL

County

Cook County

Established

August 19, 2010

Total Assets

$439M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 2018

Exam Type

Intermediate Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 7 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2018Call Report / FDIC

Total Assets

$439M

Total Deposits

$391M

Net Loans

$332M

Net Income

$2M

ROA

0.40%

Below avg for Small banks. Peer avg: 0.44%

ROE

4.21%

Risk-Based Capital

14.79%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.40%Peer avg: 0.44%▼ Below avg

Risk-Based Capital14.79%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate11.11%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2018	45	77.78%	11.11%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Sep 2018	Outstanding	Intermediate Small Bank
Sep 2015	Outstanding	Intermediate Small Bank
May 2012	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/a5970193-84f1-4693-b2bf-0e3ad92a7a91"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: