This institution is no longer active

Operations ceased on August 1, 1995. CRA examination history below reflects the period it was active.

UNIVERSITY STATE BANK

TAMPA, FL · Supervised by FDIC

Est. 1970FDIC #20,139RSSD: FDIC-20139

Part ofUNIVERSITY STATE BANK CORP→ View all charters

Satisfactory Same

Current rating · Exam: May 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.69%

Institution Profile

FDIC BankFind

Address

2901 East Fowler Avenue, TAMPA, FL

County

Hillsborough County

Established

February 26, 1970

Total Assets

$22M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1995Call Report / FDIC

Total Assets

$22M

Total Deposits

$19M

Net Loans

$9M

Net Income

$178K

ROA

1.69%

Above avg for Small banks. Peer avg: 0.44%

ROE

15.85%

Risk-Based Capital

21.78%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.69%Peer avg: 0.44%▲ Above avg

Risk-Based Capital21.78%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
May 1994	Satisfactory	Not Reported
Aug 1992	Satisfactory	Not Reported
Jun 1991	Needs to Improve	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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