This institution is no longer active

Operations ceased on June 20, 1997. CRA examination history below reflects the period it was active.

UNIVERSAL NATIONAL BANK

MIAMI, FL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1984FDIC #25,639

Satisfactory Up

Current rating · Exam: November 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

17701 Biscayne Boulevard, MIAMI, FL

County

Miami-Dade County

Established

September 10, 1984

Total Assets

$75M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 28, 1994

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

Exam Date	Rating	Exam Type
Nov 1994	Satisfactory	Not Reported
Sep 1991	Needs to Improve	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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