This institution is no longer active

Operations ceased on October 1, 1997. CRA examination history below reflects the period it was active.

UNITY SAVINGS BANK

MCARTHUR, OH · Supervised by FDIC

Est. 1889FDIC #28,234RSSD: FDIC-28234

Outstanding

Current rating · Exam: February 1995

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Contact & Details

FDIC BankFind

Address

115 West Main Street, MCARTHUR, OH

County

Vinton County

Established

January 1, 1889

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$63M

Total Deposits

$47M

Net Loans

$48M

Net Income

$-546K

ROA

-1.12%

Below avg for Small banks. Peer avg: 0.44%

ROE

-9.94%

Risk-Based Capital

20.85%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-1.12%Peer avg: 0.44%▼ Below avg

Risk-Based Capital20.85%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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