This institution is no longer active

Operations ceased on May 25, 2019. CRA examination history below reflects the period it was active.

UNITI BANK

BUENA PARK, CA · Supervised by FDIC

Est. 2001FDIC #57,120RSSD: FDIC-57120

Part ofUNITI FINANCIAL CORP→ View all charters

Satisfactory Same

Current rating · Exam: April 2014

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.00%

Institution Profile

FDIC BankFind

Address

6301 Beach Boulevard, Suite 100, BUENA PARK, CA

County

Orange County

Established

December 17, 2001

Total Assets

$329M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2014

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2019Call Report / FDIC

Total Assets

$329M

Total Deposits

$283M

Net Loans

$275M

Net Income

$846K

ROA

1.00%

Above avg for Small banks. Peer avg: 0.44%

ROE

7.67%

Risk-Based Capital

17.55%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.00%Peer avg: 0.44%▲ Above avg

Risk-Based Capital17.55%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Apr 2014	Satisfactory	Small Bank
Mar 2009	Satisfactory	Small Bank
Nov 2003	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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