This institution is no longer active

Operations ceased on October 28, 1991. CRA examination history below reflects the period it was active.

UNITED ILLINOIS BANK OF NEW ATHENS

NEW ATHENS, IL · Supervised by FDIC

Est. 1900FDIC #11,737RSSD: FDIC-11737

Part ofFIRSTBANK OF ILLINOIS CO→ View all charters

Satisfactory

Current rating · Exam: July 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.31%

Institution Profile

FDIC BankFind

Address

Highway 13 (1605 Spottsylvania), NEW ATHENS, IL

County

St. Clair County

Established

January 1, 1900

Total Assets

$189M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 23, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1991Call Report / FDIC

Total Assets

$189M

Total Deposits

$168M

Net Loans

$120M

Net Income

$2M

ROA

1.31%

Above avg for Small banks. Peer avg: 0.44%

ROE

18.00%

Risk-Based Capital

14.75%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.31%Peer avg: 0.44%▲ Above avg

Risk-Based Capital14.75%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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