This institution is no longer active

Operations ceased on February 27, 1993. CRA examination history below reflects the period it was active.

UNION STATE BANK

CARMEL, IN · Supervised by FDIC

Est. 1923FDIC #5,788RSSD: FDIC-5788

Part ofNATIONAL CITY CORP→ View all charters

Outstanding

Current rating · Exam: May 1990

CompareWatch

Contact & Details

FDIC BankFind

Address

21 Jefferson Square, CARMEL, IN

County

Hamilton County

Established

January 1, 1923

Total Assets

$188M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 16, 1990

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 36 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$188M

Total Deposits

$172M

Net Loans

$140M

Net Income

$535K

ROA

0.28%

Below avg for Small banks. Peer avg: 0.44%

ROE

3.91%

Risk-Based Capital

10.28%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.28%Peer avg: 0.44%▼ Below avg

Risk-Based Capital10.28%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/union-state-bank-in"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: