🏦Bank Scorer

UNION STATE BANK

CONVERSE, IN · Supervised by FDIC

Est. 1932FDIC #12,839RSSD: FDIC-12839
Part ofFIRST FARMERS FINANCIAL CORP→ View all charters
Satisfactory

Current rating · Exam: August 1993

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.60%

Institution Profile

FDIC BankFind

Address

123 N Jefferson St, CONVERSE, IN

County

Miami County

Established

January 1, 1932

Total Assets

$3.6B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1993

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.6B

Total Deposits

$3.1B

Net Loans

$2.5B

Net Income

$14M

ROA

1.60%

ROE

17.07%

Risk-Based Capital

13.71%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

38

Branch Deposits

$2.9B

1-Year Change

+1

5-year net change: +3 branches

This is the only examination on record for this bank.

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