This institution is no longer active

Operations ceased on January 1, 1998. CRA examination history below reflects the period it was active.

UNION PLANTERS BANK OF SOUTHWEST MISSOURI

OZARK, MO · Supervised by FDIC

Est. 1976FDIC #22,215RSSD: FDIC-22215

Part ofRegions Financial Corporation→ View all charters

Satisfactory Down

Current rating · Exam: March 1997

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.15%

Institution Profile

FDIC BankFind

Address

102 West South Street, OZARK, MO

County

Christian County

Established

February 2, 1976

Total Assets

$189M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$189M

Total Deposits

$169M

Net Loans

$134M

Net Income

$2M

ROA

1.15%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.68%

Risk-Based Capital

12.53%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.15%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.53%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Mar 1997	Satisfactory	Small Bank
May 1995	Outstanding	Not Reported
Aug 1993	Satisfactory	Not Reported

2 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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