This institution is no longer active

Operations ceased on December 1, 1997. CRA examination history below reflects the period it was active.

UNION PLANTERS BANK OF SOUTHEAST MISSOURI

CAPE GIRARDEAU, MO · Supervised by FDIC

Est. 1986FDIC #26,859RSSD: FDIC-26859

Part ofRegions Financial Corporation→ View all charters

Outstanding Up

Current rating · Exam: March 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.41%

Institution Profile

FDIC BankFind

Address

407 North Kingshighway, CAPE GIRARDEAU, MO

County

Cape Girardeau County

Established

November 24, 1986

Total Assets

$659M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1997Call Report / FDIC

Total Assets

$659M

Total Deposits

$570M

Net Loans

$517M

Net Income

$7M

ROA

1.41%

Above avg for Small banks. Peer avg: 0.44%

ROE

19.94%

Risk-Based Capital

10.19%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.41%Peer avg: 0.44%▲ Above avg

Risk-Based Capital10.19%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Mar 1997	Outstanding	Small Bank
Feb 1994	Satisfactory	Not Reported
Jan 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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