🏦Bank Scorer

This institution is no longer active

Operations ceased on April 1, 1996. CRA examination history below reflects the period it was active.

UNION BANK

SAN FRANCISCO, CA · Supervised by FDIC

Est. 1953FDIC #17,186RSSD: FDIC-17186
Part ofBANK OF TOKYO LTD THE→ View all charters
Outstanding Up

Current rating · Exam: February 1996

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.20%

Institution Profile

FDIC BankFind

Address

350 California Street, SAN FRANCISCO, CA

County

San Francisco County

Established

February 2, 1953

Total Assets

$20.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1996

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$20.5B

Total Deposits

$15.6B

Net Loans

$14.4B

Net Income

$61M

ROA

1.20%

Above avg for Regional banks. Peer avg: 0.88%

ROE

15.60%

Risk-Based Capital

10.70%

Below avg for Regional banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

ROA1.20%Peer avg: 0.88%▲ Above avg
Risk-Based Capital10.70%Peer avg: 30.04%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

Exam DateRatingExam Type
Feb 1996OutstandingNot Reported
Oct 1994SatisfactoryNot Reported
Apr 1990SatisfactoryNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/c3275050-bbab-4162-98bf-46a366c8db66"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: