This institution is no longer active

Operations ceased on April 7, 2018. CRA examination history below reflects the period it was active.

TRI-VALLEY BANK

SAN RAMON, CA · Supervised by FDIC

Est. 2005FDIC #58,004RSSD: FDIC-58004

Satisfactory Same

Current rating · Exam: April 2016

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.27%

Institution Profile

FDIC BankFind

Address

3160 Crow Canyon Road, Suite 160, SAN RAMON, CA

County

Contra Costa County

Established

September 26, 2005

Total Assets

$150M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2016

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2018Call Report / FDIC

Total Assets

$150M

Total Deposits

$131M

Net Loans

$125M

Net Income

$98K

ROA

0.27%

Below avg for Small banks. Peer avg: 0.44%

ROE

2.10%

Risk-Based Capital

12.66%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.27%Peer avg: 0.44%▼ Below avg

Risk-Based Capital12.66%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Apr 2016	Satisfactory	Small Bank
Oct 2010	Satisfactory	Small Bank
Jan 2008	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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