This institution is no longer active

Operations ceased on November 1, 2011. CRA examination history below reflects the period it was active.

TOWN & COUNTRY BANK

LEAWOOD, KS · Supervised by FDIC

Est. 2001FDIC #57,303RSSD: FDIC-57303

Part ofCROSSFIRST HOLDINGS LLC→ View all charters

Satisfactory Same

Current rating · Exam: October 2008

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 4.83%

Is this bank safe?

TOWN & COUNTRY BANK holds a Satisfactory CRA rating (2008), is financially strong (ROA +4.83%). Overall, this bank appears financially sound.

Institution Profile

FDIC BankFind

Address

4707 West 135th Street, LEAWOOD, KS

County

Johnson County

Established

December 17, 2001

Total Assets

$92M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 6, 2008

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2011Call Report / FDIC

Total Assets

$92M

Total Deposits

$70M

Net Loans

$34M

Net Income

$3M

ROA

4.83%

Above avg for Small banks. Peer avg: 0.44%

ROE

42.65%

Risk-Based Capital

18.22%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA4.83%Peer avg: 0.44%▲ Above avg

Risk-Based Capital18.22%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate7.27%Peer avg: 6.90%▲ More than avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	344	84.59%	7.27%
2020	744	75.67%	13.44%
2019	523	75.53%	12.24%
2018	439	77.68%	13.44%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Oct 2008	Satisfactory	Small Bank
Nov 2003	Satisfactory	Small Bank

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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