🏦Bank Scorer

TOWN & COUNTRY BANK

SALEM, MO · Supervised by FDIC

Est. 1894FDIC #13,071RSSD: FDIC-13071
Part ofTOWN&COUNTRY BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: July 2008

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.82%

Institution Profile

FDIC BankFind

Address

1009 E. Scenic Rivers Blvd., SALEM, MO

County

Dent County

Established

January 1, 1894

Total Assets

$761M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 5, 2008

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$761M

Total Deposits

$657M

Net Loans

$487M

Net Income

$5M

ROA

2.82%

ROE

26.74%

Risk-Based Capital

20.88%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$645M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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