🏦Bank Scorer

TITAN BANK, N.A.

MINERAL WELLS, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1907FDIC #3,225
Satisfactory Down

Current rating · Exam: April 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 12.54%

Institution Profile

FDIC BankFind

Address

1701 E Hubbard St, MINERAL WELLS, TX

County

Palo Pinto County

Established

January 1, 1907

Total Assets

$891M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 21, 2025

Exam Type

Strategic Plan

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Apr 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$891M

Total Deposits

$784M

Net Loans

$431M

Net Income

$27M

ROA

12.54%

ROE

119.38%

Risk-Based Capital

30.26%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$568M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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