This institution is no longer active

Operations ceased on September 6, 2008. CRA examination history below reflects the period it was active.

THE WASHBURN BANK

TOLUCA, IL · Supervised by FDIC

Est. 1870FDIC #10,790RSSD: FDIC-10790

Part ofALPHA FINL GROUP EMPLOYEE STK OWNERSHIP PLAN→ View all charters

Satisfactory Same

Current rating · Exam: July 1997

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.90%

Institution Profile

FDIC BankFind

Address

201 North Main Street, TOLUCA, IL

County

Marshall County

Established

January 1, 1870

Total Assets

$177M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2008Call Report / FDIC

Total Assets

$177M

Total Deposits

$139M

Net Loans

$84M

Net Income

$782K

ROA

0.90%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.39%

Risk-Based Capital

13.68%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.90%Peer avg: 0.44%▲ Above avg

Risk-Based Capital13.68%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jul 1997	Satisfactory	Small Bank
Aug 1993	Satisfactory	Not Reported
Jul 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/47646bfb-4f50-4292-b721-ff74badff93f"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: