THE UNION NATIONAL BANK OF MOUNT CARMEL

MOUNT CARMEL, PA · Supervised by OCC (Office of the Comptroller of the Currency)

Satisfactory Same

Current rating · Exam: January 2009

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 8, 2009

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 17 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

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Financial, branch, mortgage lending, and complaint data not available

This institution does not have a matched FDIC certificate in our database. Call Report financials, branch footprint, HMDA lending data, and CFPB complaints are sourced via FDIC cert and cannot be displayed without it.

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jan 2009	Satisfactory	Small Bank
Mar 2004	Satisfactory	Small Bank
Aug 1999	Satisfactory	Small Bank

2 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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