🏦Bank Scorer

THE UNION BANK OF MENA

MENA, AR · Supervised by FDIC

Est. 1934FDIC #14,597RSSD: FDIC-14597
Part ofUNION BANKSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: September 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.35%

Institution Profile

FDIC BankFind

Address

303 Highway 71 N, MENA, AR

County

Polk County

Established

July 25, 1934

Total Assets

$710M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 15 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$710M

Total Deposits

$629M

Net Loans

$468M

Net Income

$4M

ROA

2.35%

ROE

21.75%

Risk-Based Capital

20.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$576M

1-Year Change

0

5-year net change: +6 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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