This institution is no longer active
Operations ceased on April 17, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$193M
Total Deposits
$168M
Net Loans
$140M
Net Income
$444K
ROA
0.93%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.71%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 44 | 86.36% | 6.82% |
| 2023 | 34 | 85.29% | 14.71% |
| 2020 | 10 | 100% | 0.00% |
| 2019 | 48 | 89.58% | 10.42% |
| 2018 | 57 | 82.46% | 14.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1999 | Outstanding | Small Bank |
| Sep 1996 | Outstanding | Small Bank |
| Jul 1994 | Satisfactory | Not Reported |
2 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$164M
1-Year Change
0
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