This institution is no longer active
Operations ceased on June 1, 2017. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Needs Attention
ROA -0.10%
Is this bank safe?
THE SYLVAN STATE BANK earned an Outstanding CRA rating (1998), shows financial metrics that merit closer review (ROA -0.10%). Consumers may want to review the details below before banking here.
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$266M
Total Deposits
$220M
Net Loans
$209M
Net Income
$-68K
ROA
-0.10%
Below avg for Small banks. Peer avg: 0.44%
ROE
-0.68%
Risk-Based Capital
13.23%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 1998 | Outstanding | Small Bank |
| Feb 1995 | Outstanding | Not Reported |
| Mar 1993 | Outstanding | Not Reported |
1 previous rating locked — back to 1990
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