🏦Bank Scorer

THE STATE NATIONAL BANK OF BIG SPRING

BIG SPRING, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1909FDIC #3,103
Satisfactory Same

Current rating · Exam: April 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.75%

Institution Profile

FDIC BankFind

Address

901 S Main St, BIG SPRING, TX

County

Howard County

Established

March 1, 1909

Total Assets

$616M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 30, 2024

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Apr 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$616M

Total Deposits

$553M

Net Loans

$91M

Net Income

$3M

ROA

1.75%

Above avg for Small banks. Peer avg: 0.44%

ROE

17.74%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.75%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$521M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

Exam DateRatingExam Type
Apr 2024SatisfactoryIntermediate Small Bank
Feb 2021SatisfactoryIntermediate Small Bank
Jun 2017Needs to ImproveIntermediate Small Bank

6 previous ratings locked — back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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