This institution is no longer active
Operations ceased on November 30, 1994. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.37%
Is this bank safe?
THE SHELBY COUNTY STATE BANK earned an Outstanding CRA rating (1993), is financially strong (ROA +1.37%). Overall, this bank appears financially sound.
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$127M
Total Deposits
$108M
Net Loans
$76M
Net Income
$1M
ROA
1.37%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.82%
Risk-Based Capital
22.76%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1993 | Outstanding | Not Reported |
| Nov 1991 | Outstanding | Not Reported |
Exam dates and details are paywalled
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