🏦Bank Scorer

THE SENECA FALLS SAVINGS BANK

SENECA FALLS, NY · Supervised by FDIC

Est. 1870FDIC #16,040RSSD: FDIC-16040
Part ofGENERATIONS BCORP NY INC→ View all charters
Satisfactory Same

Current rating · Exam: June 1999

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.14%

Institution Profile

FDIC BankFind

Address

19 Cayuga St, SENECA FALLS, NY

County

Seneca County

Established

May 21, 1870

Total Assets

$347M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2025Call Report / FDIC

Total Assets

$347M

Total Deposits

$298M

Net Loans

$267M

Net Income

$-4,318K

ROA

-1.14%

ROE

-10.82%

Risk-Based Capital

14.17%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

9

Branch Deposits

$320M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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