This institution is no longer active

Operations ceased on April 26, 1996. CRA examination history below reflects the period it was active.

THE SECURITY STATE BANK

NAVASOTA, TX · Supervised by FDIC

Est. 1927FDIC #10,707RSSD: FDIC-10707

Part ofSECURSHARES INC→ View all charters

Satisfactory Same

Current rating · Exam: May 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.23%

Institution Profile

FDIC BankFind

Address

305 East Washington Avenue, NAVASOTA, TX

County

Grimes County

Established

January 1, 1927

Total Assets

$27M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$27M

Total Deposits

$25M

Net Loans

$10M

Net Income

$85K

ROA

1.23%

Above avg for Small banks. Peer avg: 0.44%

ROE

16.73%

Risk-Based Capital

19.52%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.23%Peer avg: 0.44%▲ Above avg

Risk-Based Capital19.52%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
May 1994	Satisfactory	Not Reported
Apr 1992	Satisfactory	Not Reported
Jul 1991	Satisfactory	Not Reported

1 previous rating locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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